Overview
This article gives you a comprehensive guide to the cost of IUI (Intrauterine Insemination) in India. You will learn price ranges per cycle, the factors that affect cost, what additional expenses to watch out for and how prices vary across cities. The aim is to help you make a well-informed financial plan for IUI treatment while understanding what you’re paying for.
Understanding IUI Treatment Cost in India
If you’re exploring fertility options and have landed on IUI (Intrauterine Insemination), one of the first questions that naturally comes up is the cost involved in India. IUI is often chosen as an initial step because it is less invasive than IVF (In Vitro Fertilisation) and typically more affordable, making it a practical starting point for many couples.
Even so, the IUI treatment cost can differ widely. Factors such as the city you live in, the clinic’s expertise, and the need for medications or add-on services all influence the final amount you pay. Understanding these components upfront helps set realistic expectations.
This article aims to demystify those costs and give you a complete picture, from per-cycle charges to hidden expenses, so you can plan realistically and avoid financial surprises.
What Is IUI, and Why Is It More Affordable Than IVF?
IUI is a simpler fertility treatment where specially prepared sperm are placed directly into the uterus around the time of ovulation to improve the chances of fertilisation. Since the process does not involve egg retrieval, complex laboratory procedures or embryo handling as IVF does, it requires fewer resources and less medical intervention.
This streamlined approach makes IUI more affordable, and it is often suggested as the first treatment for couples with mild infertility, unexplained fertility issues or minor sperm-related concerns who prefer a less invasive and cost-effective option.
What Is the Typical Cost of IUI in India in 2025?
The cost per IUI cycle in India generally falls between INR 10,000 and INR 35,000 per cycle. The final amount depends on whether the cycle is natural or medically stimulated, the level of monitoring required and the clinic’s pricing structure.
A natural-cycle IUI, where no ovulation-inducing medicines are used, is usually the most affordable option and may cost around INR 5,000 to INR 10,000. When medications such as Clomid or Letrozole are added, or when injectable hormones are needed, the overall cost increases because both drug prices and monitoring requirements go up.
IUI Cost Breakdown (Per Cycle Estimate)
- Consultation and Monitoring: INR 2,000 – INR 3,000
- Blood Tests and Scans: INR 1,500 – INR 3,000
- Ovulation-Inducing Medications: INR 600 – INR 6,000+
- Semen Preparation (Sperm Washing): INR 3,000 – INR 5,000
- IUI Procedure Charges: INR 5,000 – INR 8,000
Most couples spend around INR 10,000 – INR 20,000 when tests and medications are minimal and INR 15,000 – INR 35,000 when full monitoring and stimulation are included.
Which Factors Influence the Cost of IUI?
Several elements play a role in determining how much you pay for IUI. Understanding these helps you evaluate fertility clinic quotes more effectively.
Location and Type of Clinic
- Metro / big-city clinics (e.g. Bengaluru, Mumbai, Delhi) or clinics with advanced facilities and high demand tend to charge more.
- Smaller towns or less premium clinics often offer IUI at lower rates.
Medications and Stimulation Protocols
- If ovulation requires stimulation via medication or injections, costs rise. Oral medications are cheaper, while injectable or intensive protocols are more expensive.
- Medication costs per cycle can add several thousand rupees or more, depending on drugs and dosage.
Diagnostic Tests and Monitoring
- Before or during IUI, diagnostic tests like hormonal blood tests, semen analysis, ultrasounds for follicle monitoring and other specialised tests are often needed.
- Each test adds a cost that varies by clinic and city.
Number of Cycles Needed
- Many couples may not succeed on their first IUI attempt. Since success per cycle isn't guaranteed, multiple cycles (often 2–3 or more) might be necessary.
- More cycles mean higher costs, which is important to consider when budgeting if IUI is a realistic option.
Use of Donor Sperm or Advanced Services
- If donor sperm is needed due to severe male infertility, costs increase because of screening, processing and storage.
- Some clinics also offer add-ons like extra monitoring, sperm freezing and genetic testing, which further raise the bill.
Doctor’s Experience and Clinic Reputation
- Clinics with experienced fertility specialists, higher success rates and stronger infrastructure generally have higher service charges.
- While a higher cost does not ensure success, it may reflect higher standards for care, better quality labs and superior support services.
City-Wise Price Comparison: What You Might Pay in Major Indian Cities
Here is a rough snapshot of the IUI treatment cost ranges across various Indian cities (per cycle). These are approximate and can vary by clinic:
| City / Region | Typical IUI Cost Range (per cycle) |
|---|---|
| Bengaluru (Bangalore) | INR 10,000 – INR 25,000 |
| Delhi NCR | INR 12,000 – INR 25,000 (some clinics report starting from INR 10,000) |
| Mumbai | INR 10,000 – INR 18,000 (recently increased from prior INR 8,000–INR 15,000) |
| Hyderabad | INR 7,000 – INR 25,000 (depending on clinic) |
| Chennai | INR 7,500 – INR 22,000 (depending on clinic) |
| Smaller towns | INR 5,000 – INR 15,000 per cycle (often a lower cost option) |
Please note: The general cost range mentioned here is based on prices across India. The cost of treatment depends on your test reports, the type of treatment required, hormonal conditions, etc. and may vary from couple to couple. We strongly advise consulting a certified fertility expert for professional assessment, personalised treatment and pricing.
Tips to Plan and Budget for IUI Treatment Wisely
Here are some suggestions to help you plan financially and choose the right approach for IUI treatment:
- Get a detailed cost quote: Ask your clinic for an itemised breakdown of procedures, monitoring scans, medications, sperm washing/processing, lab tests and any extras.
- Count likely repeat cycles: Budget for at least 2–3 cycles when planning.
- Check what’s included: Some clinics include scans and drugs in the IUI cost, and others charge them separately. Knowing upfront helps avoid surprises.
- Compare between clinics and cities: If you live in or near a major city, consider clinics in smaller towns (if feasible). Ensure you check the infrastructure and credentials.
- Prioritise quality and not just price: A very cheap IUI isn’t worth it if lab conditions or monitoring are poor; success rates matter too.
- Ask about donor sperm / additional diagnostics upfront: If your case might require donor sperm, sperm processing or extra tests, get those costs early on.
Conclusion
IUI is a more affordable, less invasive fertility option, ideal as a first choice for many couples trying to conceive. However, the IUI treatment cost can vary widely, from as low as INR 5,000 or INR 10,000 in some clinics to INR 35,000+ in major metropolitan centres. Several factors can influence this variation, like clinic reputation, medications, diagnostics and whether additional services are needed.
Get a complete cost breakdown from the fertility specialist before committing, considering possible multiple cycles and balancing cost with clinic quality and credentials. A well-informed plan helps manage expectations. Besides, it keeps any financial or emotional stress related to the fertility journey to a minimum.
Table of Contents
- Understanding IUI Treatment Cost in India
- What Is IUI, and Why Is It More Affordable Than IVF?
- What Is the Typical Cost of IUI in India in 2025?
- Which Factors Influence the Cost of IUI?
- City-Wise Price Comparison: What You Might Pay in Major Indian Cities
- Tips to Plan and Budget for IUI Treatment Wisely
- Conclusion
Common Questions Asked
How many cycles of IUI does it generally take before pregnancy is achieved?
Success depends on individual circumstances; many couples succeed within 2–3 cycles, but more may be needed. Since IUI success per cycle is modest, planning for multiple cycles is reasonable.
Does the quoted cost of IUI always include medication and scans?
Not necessarily. Some clinics may quote only the procedure fee, with drugs, scans and lab tests charged separately. Always ask for a detailed breakdown.
If donor sperm is required, how much extra can I expect to pay?
Using donor sperm usually adds to the cost because of the screening, preparation and often storage of the donors. Additional costs vary widely depending on the clinic and donor protocols.
Is IUI always cheaper than IVF?
Generally, yes. IUI is usually much cheaper than IVF. This is because it skips egg retrieval, embryo lab work and complex procedures. However, multiple cycles and advanced add-ons can raise the total cost.
What should I check before choosing a clinic for IUI?
Request a detailed cost breakdown and check success rates, included scans/tests/medications, clinic accreditation, lab standards, recommended cycles and additional support like counselling and aftercare.